Mortgage interest rates have been near record lows this year, and the latest forecasts have rates falling even lower in the coming year. Many homeowners have already been taking advantage of these historically low rates by refinancing their mortgages. If you have not yet refinanced, here are four good reasons why now is the perfect time.
Read MoreMany people consider first impressions to be one of the most important parts of human interaction, but how does that translate to your home?
Entryways are not only the first thing your guests see when they walk in the door, but they also introduce the style of the rest of your space. Check out the go-to tips and tricks…
Read MoreIn the homebuying process, if you find yourself in the enviable position of having more cash than needed for a minimum down payment, it may be difficult to know just how much you should put down. A larger down payment can bring plenty of benefits, but is it always best to contribute the biggest down payment possible?
Read MoreOnce you get serious about buying a home or refinancing your current mortgage, you will probably hear the term “loan-to-value ratio” mentioned by your lender. What is this ratio and how does it affect your mortgage?
Read MoreThe federal government has aimed to help increase homeownership for decades. One of the Federal Housing Administration’s many programs to help Americans in their homeownership dreams is the Energy Efficient Mortgage program (EEM). Many homes, especially older ones, could be much more affordable if they were updated to be more energy efficient. The EEM allows borrows to make those updates and save money as new homeowners.
Read MoreWe work hard to earn your trust and be worthy of your business. When you work with Team Huegi, we provide you with all of the following services and more…
Read MoreAdding real estate to your investment portfolio can be a great asset… if done correctly. Buying a property to flip or rent out has different mortgage requirements than a primary residence. There are always hidden costs that need to be anticipated as well. If you are interested in taking on an investment property, here are five tips for making it a successful venture.
Read MorePrivate mortgage insurance is all about protecting a lender from loss in the case of foreclosure. While PMI is helpful for allowing borrowers to become homeowners without saving up a full 20%, the premiums do add up over time. The good news is that there are several ways to get rid of PMI.
Read MoreIn order to buy a house, most Americans take on a mortgage loan. While debt is usually to be avoided if possible, when it comes to a mortgage there may actually be some financial benefits for borrowers.
Read MoreAre there ways to get a mortgage loan without making a down payment? While the options are not as plentiful as they used to be, there are still at least four government-backed programs that allow borrowers to buy a home with no down payment.
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